All states + DC
Wage-garnishment by state
State rules layer on top of the federal CCPA cap. Some states (CA, NY, IL, MA, NJ) cap garnishment well below the federal 25%. Others (TX, NC, PA, SC) prohibit consumer-debt wage garnishment outright (with statutory carve-outs). Florida has a strong, tiered head-of-family exemption. The grid below is colored by doctrinal category — not “good versus bad” — because procedural complexity is a feature for some debt classes.
- ALFederal floor
Alabama
- AKFederal floor
Alaska
- AZFederal floor
Arizona
- ARFederal floor
Arkansas
- CAFederal floor
California
- COStricter
Colorado
- CTFederal floor
Connecticut
- DEFederal floor
Delaware
- DCStricter
District of Columbia
- FLStrong HoH
Florida
- GAFederal floor
Georgia
- HIFederal floor
Hawaii
- IDFederal floor
Idaho
- ILStricter
Illinois
- INFederal floor
Indiana
- IAFederal floor
Iowa
- KSFederal floor
Kansas
- KYFederal floor
Kentucky
- LAFederal floor
Louisiana
- MEFederal floor
Maine
- MDFederal floor
Maryland
- MAStricter
Massachusetts
- MIFederal floor
Michigan
- MNFederal floor
Minnesota
- MSFederal floor
Mississippi
- MOStricter
Missouri
- MTFederal floor
Montana
- NEFederal floor
Nebraska
- NVFederal floor
Nevada
- NHFederal floor
New Hampshire
- NJStricter
New Jersey
- NMFederal floor
New Mexico
- NYStricter
New York
- NCProhibition
North Carolina
- NDFederal floor
North Dakota
- OHFederal floor
Ohio
- OKFederal floor
Oklahoma
- ORFederal floor
Oregon
- PAProhibition
Pennsylvania
- RIFederal floor
Rhode Island
- SCProhibition
South Carolina
- SDFederal floor
South Dakota
- TNFederal floor
Tennessee
- TXProhibition
Texas
- UTFederal floor
Utah
- VTFederal floor
Vermont
- VAFederal floor
Virginia
- WAFederal floor
Washington
- WVFederal floor
West Virginia
- WIStricter
Wisconsin
- WYFederal floor
Wyoming