Sources

Every statute referenced on the site, with a primary-source URL where the official source is reachable. We include last-verified dates and reviewer attribution where applicable.

Federal — statute & regulation

15 USC §1672(b) (opens in a new tab)verified May 11— Definition of 'disposable earnings'.
15 USC §1673(a) (opens in a new tab)verified May 11— Federal CCPA wage-garnishment cap (consumer judgments).
15 USC §1673(b) (opens in a new tab)verified May 11— Child-support cap (50%-65% disposable).
15 USC §1692e–f (opens in a new tab)verified May 11— FDCPA — prohibitions on false/misleading representations and unfair practices.
20 USC §1095a (opens in a new tab)verified May 11— Federal student loan administrative wage garnishment (15% cap).
26 USC §6334(d) (opens in a new tab)verified May 11— Federal tax levy exempt-amount.
31 CFR Part 212 (opens in a new tab)verified May 11— Federal anti-attachment for direct-deposited benefits — bank account review + two-month look-back.
42 USC §407 (opens in a new tab)verified May 11— Statutory anti-attachment of Social Security benefits.
11 USC §522(d) (opens in a new tab)verified May 11— Federal-vs-state exemption election in bankruptcy.

State cap statutes

One citation per state. Per-asset exempt-property tables on each state page carry their own additional citations.

Alabama: Ala. Code §6-10-7 (opens in a new tab)verified May 11
Alaska: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Arizona: Ariz. Rev. Stat. §33-1131 (opens in a new tab)verified May 11
Arkansas: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
California: Cal. Civ. Proc. Code §706.050 (opens in a new tab)verified May 11
Colorado: Colo. Rev. Stat. §13-54-104 (opens in a new tab)verified May 11
Connecticut: Conn. Gen. Stat. §52-361a (opens in a new tab)verified May 11
Delaware: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
District of Columbia: D.C. Code §16-572 (opens in a new tab)verified May 11
Florida: Fla. Stat. §222.11 (opens in a new tab)verified May 11
Georgia: O.C.G.A. §18-4-5 (opens in a new tab)verified May 11
Hawaii: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Idaho: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Illinois: 735 ILCS 5/12-803 (opens in a new tab)verified May 11
Indiana: Ind. Code §24-4.5-5-105 (opens in a new tab)verified May 11
Iowa: Iowa Code §642.21 (opens in a new tab)verified May 11
Kansas: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Kentucky: Ky. Rev. Stat. §427.010 (opens in a new tab)verified May 11
Louisiana: La. Rev. Stat. §13:3881 (opens in a new tab)verified May 11
Maine: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Maryland: Md. Code, Comm. Law §15-601.1 (opens in a new tab)verified May 11
Massachusetts: Mass. Gen. Laws ch. 246, §28 (opens in a new tab)verified May 11
Michigan: Mich. Comp. Laws §600.4012 (opens in a new tab)verified May 11
Minnesota: Minn. Stat. §571.922 (opens in a new tab)verified May 11
Mississippi: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Missouri: Mo. Rev. Stat. §525.030 (opens in a new tab)verified May 11
Montana: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Nebraska: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Nevada: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
New Hampshire: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
New Jersey: N.J. Stat. §2A:17-50 (opens in a new tab)verified May 11
New Mexico: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
New York: N.Y. C.P.L.R. §5231 (opens in a new tab)verified May 11
North Carolina: N.C. Gen. Stat. §1-362 (consumer-debt wage garnishment effectively unavailable) (opens in a new tab)verified May 11
North Dakota: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Ohio: Ohio Rev. Code §2716.01 et seq. (opens in a new tab)verified May 11
Oklahoma: Okla. Stat. tit. 31, §1.1 (opens in a new tab)verified May 11
Oregon: Or. Rev. Stat. §18.385 (opens in a new tab)verified May 11
Pennsylvania: 42 Pa.C.S. §8127 (opens in a new tab)verified May 11
Rhode Island: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
South Carolina: S.C. Code §15-39-410 (consumer-debt wage garnishment effectively unavailable) (opens in a new tab)verified May 11
South Dakota: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Tennessee: Tenn. Code §26-2-106 (opens in a new tab)verified May 11
Texas: Tex. Const. art. XVI, §28 (opens in a new tab)verified May 11
Utah: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Vermont: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Virginia: Va. Code §34-29 (opens in a new tab)verified May 11
Washington: Wash. Rev. Code §6.27.150 (opens in a new tab)verified May 11
West Virginia: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11
Wisconsin: Wis. Stat. §812.34 (opens in a new tab)verified May 11
Wyoming: 15 USC §1673 (federal CCPA, pending state-statute research) (opens in a new tab)verified May 11